Damon asked:


Is there any real research connecting employee performance with credit scores? Please provide proof to support your argument.

Caffeinated Content

Shorty8708 asked:


My husband and I both have low credit scores 550-595 and student loan debt. I am graduating next year with my nursing degree which will significantly increase our income. We know the benefits of owning a home versus renting. We hope to buy a house within a year of me graduating. What do we do to prepare our credit and finances. I don’t want to have to wait 7 years for negative credit to come off our reports before buying a house.

Create a video blog

wendy asked:


Do mortgages and auto loans affect our credit scores the same way as credit card debts? I think they should have less negative impact since they are collateralized by the house or the car. If I’m right, that means if I get the same interest rate for an auto loan as for borrowing from a credit card when buying a car, I should go for an auto loan, right? Are there other things I should factor in to decide from which I borrow? Thank you for your help!

Caffeinated Content - Members-Only Content for WordPress

rysmlz asked:


There’s a credit score commercial and they said that bad credit scores keeps you from getting a job. What in the world? That’s like discrimination of some sort. How do you improve your credit score if you don’t have the mean to improve your credit score?

Caffeinated Content - Members-Only Content for WordPress

babydoll asked:


I would like to see what my credit score is at but I don’t know what site is the best one for the price. Does anyone know where I can get my three scores for a good price?

Create a video blog…instantly.

colorfulswanson asked:


We’re planning on getting married next Feb. and are looking at purchasing a house. Is it better to wait until we are married, then purchase or go ahead and purchase now? My credit isn’t the greatest and his is probably average to a little below average. What is our best option and what happens to our credit scores?

Website content

mk asked:


My husband and I are planning on trying to buy our first home. Our credit scores definitely reflect some of our past mistakes and are wondering if this is going to keep us from being able to secure a loan.

Caffeinated Content

emilee asked:


How can I easilly order a credit report with all 3 credit scores from the 3 major credit companies?

Create a video blog…instantly.

JuJu Bean asked:


I was just wondering how do credit scores work in association with credit cards and about how long would it take for a person to reach a good credit score rate ?

Kansieo.com

PrincessB asked:


What interest rate can I expect on a mortgage loan with my credit scores?
Today I have 564 588 654…I am hoping to have my mid-score up 10 pts by tomorrow, and then i am applying for the loan with the bank. I want a fixed rate, 100% financing, 30 yr loan for $160,000. My income and debt ratios are good. I am closing on the Aug 6th. I have already had the house appraised at $162K, I am paying over $5K in closing costs, and the house has been inspected. This is my first home purchase, is there anything I am missing?

Create a video blog