Damon asked:


Is there any real research connecting employee performance with credit scores? Please provide proof to support your argument.

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rysmlz asked:


There’s a credit score commercial and they said that bad credit scores keeps you from getting a job. What in the world? That’s like discrimination of some sort. How do you improve your credit score if you don’t have the mean to improve your credit score?

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babydoll asked:


I would like to see what my credit score is at but I don’t know what site is the best one for the price. Does anyone know where I can get my three scores for a good price?

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colorfulswanson asked:


We’re planning on getting married next Feb. and are looking at purchasing a house. Is it better to wait until we are married, then purchase or go ahead and purchase now? My credit isn’t the greatest and his is probably average to a little below average. What is our best option and what happens to our credit scores?

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JuJu Bean asked:


I was just wondering how do credit scores work in association with credit cards and about how long would it take for a person to reach a good credit score rate ?

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PrincessB asked:


What interest rate can I expect on a mortgage loan with my credit scores?
Today I have 564 588 654…I am hoping to have my mid-score up 10 pts by tomorrow, and then i am applying for the loan with the bank. I want a fixed rate, 100% financing, 30 yr loan for $160,000. My income and debt ratios are good. I am closing on the Aug 6th. I have already had the house appraised at $162K, I am paying over $5K in closing costs, and the house has been inspected. This is my first home purchase, is there anything I am missing?

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justellemJimsaidhello asked:


I have about 5500-6000 dollars in debt to pay off and it is effecting my credit score BIG TIME!! I am planning a way to pay it off myself by the end of this year. How long will it be until my credit score improves? How high can it improve and will old credit history/scores show up on a report in say, February?
In addition, my car was repossessed in Nov. 2005. The rest of the lease payments were payed off. Can this be taken off of my credit?

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Eddie Cacciatore, Private Eye asked:


My credit scores are surprisingly (to me) pretty good. Are they based at all on so many other people’s scores going down?

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T.J asked:


I am currently monitoring my credit report from the 3 credit bureaus. I filed bankruptcy almost 2 years ago and I currently have no balances on any of the 4 credit cards I have and have never been late on a payment to them. I monitor my credit report with Experian and I now have a 620 credit score. With experian I have seen a steady increase in my credit score since I filed my bankruptcy. With the other two agencies, I haven’t seen much of a change. Experian is at 550 and Transunion is at 505. I have checked my report with all 3 bureaus and they all have the same information. Can anyone tell me why there is such a difference in the three credit scores? As of right now, I have $100 balances. I pay all my bills on time and from everything I’ve read, a discharged bankruptcy from 2 years ago should have my credit back to about the 650 -670 range. Am I missing something?

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brian f asked:


If Trans Risk is a subsidary of Trans Union, why would I have a 100 point difference in credit scores between them? The Trans Risk is 100 points lower than the Trans Union.

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