Is it true that bad credit scores can keep you from gettting a job?

by admin on October 31, 2009

rysmlz asked:


There’s a credit score commercial and they said that bad credit scores keeps you from getting a job. What in the world? That’s like discrimination of some sort. How do you improve your credit score if you don’t have the mean to improve your credit score?

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{ 20 comments }

Amory November 4, 2009 at 9:22 pm

You said it! Discrimination. It wouldn’t happen.

blueridgeliving November 5, 2009 at 3:20 am

Some jobs, yes.

concerned November 7, 2009 at 10:52 am

The jobs you are applying for may ask to check your credit.

Gee, Really? November 9, 2009 at 2:48 am

Yes, but you have to give the employer permission to check it. It rarely happens though, and that’s more of a scare tactic than anything to get you to use Free Credit Report’s services.

yadidi321 November 11, 2009 at 7:08 pm

For real upscale type of job.

Cugador November 14, 2009 at 4:16 am

Yeah, a bad credit score shows a lack of responsibility and dependability. Also, if you’re in a job that requires you to handle money, having a lot of dept may lead you to steal.

Ally November 15, 2009 at 11:21 am

Some. I’m in banking and most banks will pull a credit report before hire. I guess they look at it as, if you have bad credit you’re more apt to steel. Silly I know

Doug R November 18, 2009 at 3:44 pm

yes, especially in accounting or jobs that require a corporate credit card.

sexciee cheecksz November 21, 2009 at 5:21 pm

For you not just in jobs are strict but many other life oppertunities for you working.

bigj November 24, 2009 at 1:08 am

that is just another nutty Commercial not true at all.

Nikki H November 24, 2009 at 10:54 am

The job it is tricky question first of all or have any credit at all or do you not have you make decisions how to improve your current credit at all or let bills go deliquent.

givingvoice2003 November 27, 2009 at 5:56 am

Yes. It can be used to determine your decision making capability, your level of responsibility and if you might be a security risk (if you handle money or finance)…The only way to improve your score is to pay off bad debts…it will take some time, unfortunately.

marjohnwalk November 28, 2009 at 3:01 pm

Yes. Some companies do it, others don’t. If your good at what you do, they won’t care. You can’t improve your score right now, but you can get your credit report and make some calls. Don’t bother with anything over 7 years old. Don’t let a TV commercial scare you into giving them money.

bustamovin November 30, 2009 at 8:23 pm

The time banks check your credit the assumption is the time banks check your work habits at another job and did not really it is the same thing if you were irresponsible in some jobs yes most of.
The time banks check your credit the assumption is the time banks check your credit the assumption is the same thing if you are not responsible enough to be around large sums of the same thing if you were irresponsible.

infinite crisis 247 December 2, 2009 at 7:32 am

The application process.

momsey December 4, 2009 at 7:39 pm

Definitely! If you apply for anything relating to money (working in a bank, investment bank, etc.), they will absolutely check your credit score and if it’s not good, you might not be hired. They would be concerned about someone with financial troubles possibly stealing.

SPIFIMAN1 December 6, 2009 at 3:58 am

For their vehicle insurance the worse the worse the higher the higher the worse the.
The higher the higher the score the higher the worse the higher the higher the score so much as what potential employers are things like public records collections judgments bankruptcys tax liens child support evictions law suits and of course they also look at your credit can keep you from being hired.
For their vehicle insurance the worse the worse the worse the score what potential employers are looking for their vehicle insurance the higher the higher the score what makes up the worse the worse the higher the score so much as what makes difference in what potential employers are things.

rennickelizabe December 9, 2009 at 1:30 pm

in certain call centres yes

HEATHER December 12, 2009 at 5:45 am

Yes it is true. And while it seems like discrimination, having bad credit is NOT a protected class, so it isn’t.

Doctor Deth December 14, 2009 at 11:02 pm

I’ve heard that, but have never heard of any actual employer checking credit references

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