Can old credit history show up in more recent scores?

October 20, 2009

justellemJimsaidhello asked: I have about 5500-6000 dollars in debt to pay off and it is effecting my credit score BIG TIME!! I am planning a way to pay it off myself by the end of this year. How long will it be until my credit score improves? How high can it improve and will old [...]

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Are credit scores rated on a curve? Will mine go up as more people keep defaulting?

October 20, 2009

Eddie Cacciatore, Private Eye asked: My credit scores are surprisingly (to me) pretty good. Are they based at all on so many other people’s scores going down?Kansieo.com

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Why do I have 3 different credit scores from the credit reporting agencies?

October 19, 2009

T.J asked: I am currently monitoring my credit report from the 3 credit bureaus. I filed bankruptcy almost 2 years ago and I currently have no balances on any of the 4 credit cards I have and have never been late on a payment to them. I monitor my credit report with Experian and I [...]

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What’s the difference between TransUnion and TransRisk credit scores?

October 17, 2009

brian f asked: If Trans Risk is a subsidary of Trans Union, why would I have a 100 point difference in credit scores between them? The Trans Risk is 100 points lower than the Trans Union.Create a video blog…instantly.

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Are you in favor of lowering the standards of credit scores to help the economy?

October 12, 2009

Dr. Ernest J Folk asked: With the economy down and it impossible to get credit. Do you think it is a good idea to lower the credit standards so that it is easier to get credit. For example. Those that currently have high credit scores should be able to pay no interest on any loans. [...]

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Are these good enough credit scores to obtain a credit card?

October 10, 2009

musedrinkingmercury asked: I have my 3 scores ranging from 680-703. I am applying for a credit card and am wondering if those scores are good enough to obtain one. I have student loans, one credit card with 3/4 of the credit line used, a charge card with half of the credit line used, and another [...]

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How much impact do credit checks have on your credit scores?

October 8, 2009

smiley asked: I’m in the process of moving and buying a car and I shopped around for loan rates and people require credit checks for each loan inquiry, housing apps, and even to get DSL internet. I almost think it’s wrong to lower credit scores. anyone have any idea how much credit checks impact credit [...]

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Why do the credit scores from the 3 credit agencies have such a wide difference?

October 8, 2009

Tanker asked: My credit scores range from 648 with Equifax to 676 at Experian. TransUnion in the middle. Can anyone explain the difference and which agency is the most accurate or trusted?Create a video blog…instantly.

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Can I get a mortgage with my credit scores?

October 5, 2009

samide2001 asked: I am tired of paying $700 in rent. So, I am looking for houses to but that will hopefully give me a better monthly payment. My question is: Can I get a mortgage for a $59,900 house with my credit scores being 620, 573, and 571? My roommate – who would be moving [...]

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How can I safely order a credit report with all 3 credit scores from the 3 major credit companies?

September 30, 2009

kanisha asked: How can I safely order a credit report with all 3 credit scores from the 3 major credit companies? Thanks!Caffeinated Content – Members-Only Content for WordPress

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