How quickly will paying off our debt raise our credit scores?

September 30, 2009

Michelle K asked: Okay here is the deal we are roughly 40,000 in debt (just a little under). Around 20,000 is what we owe on our vehicle, and we are not planning to pay that off early (we will probably be tradiing that vehicle in soon). That leaves around 20,000 in credit card and (student) [...]

Read the full article →

How many scores do we need for credit checking?

September 29, 2009

hoolahawaiian asked: Usually when we rent cars, they do a credit checking. How many scores does it usually required in order to pass the credit checking? Where does credit scores come from, and how to create them? If we have a bad history of overdrawn , etc. will it effect?Website content

Read the full article →

How soon and how much will my credit scores go up by paying off my credit cards that are close to their limits

September 27, 2009

Eric L asked: My Credit cards are close to their limits and it is negatively affecting my credit. Once I pay them down, how quickly will my credit scores raise? How much will this cause my scores to raise?Caffeinated Content

Read the full article →

How does a person get a home purchasing loan with low credit scores?

September 25, 2009

c_k_w_1967 asked: I want to buy this two bedroom house and remodel and build on some additional rooms from my brother. Right now I am renting the house from him. I have very low credit scores due to some late payments on some credit cards a few years ago and some high student loans which [...]

Read the full article →

When will my CREDIT SCORES start to improve or go up?

September 22, 2009

michelle j asked: Here in the last week or so I have been having inquiries deleted also paying some items off. How does it work when trying to boost up credit scores? HOW?Kansieo.com

Read the full article →

Why the smoke and mirrors with credit scores?

September 21, 2009

Blue asked: i dont understand why our own personal credit scores are so hard to obtain. Every website ive tried w/ the exception of Exprian (30 day free trial, pfft) wants a fee or subscription to some service. Why are they such a protected secret and is there another way to get them i havent [...]

Read the full article →

Why do two of my credit scores go up but not Experian?

September 19, 2009

das mole asked: Thanks to keeping my balances low and making good payments, both Transunion and Equifax scores have been going up nicely (IT CAN BE DONE!). Experian, though, has been moving MUCH slower (if at all). The only difference between Experian and transunion on my report is the number of credit checks that have [...]

Read the full article →

Can anyone tell me where I can purchase a product with my credit scores?

September 18, 2009

babydoll asked: I would like something that lets me view and monitor all three credit scores monthly even if they charge me a monthly fee. Myfico does not have it with all three bureaus and I know about truecredit but I want to know if there is something else out there. Thanks.Website content

Read the full article →

How do married couples buy a house with two credit scores?

September 16, 2009

Kevin W asked: I have a near perfect credit score. My girlfriend has a dismal credit score. If we were to get married and buy a house, do they combine our scores and created an average score to calculate our rate? I would like to use just my score for the best rate but be [...]

Read the full article →

Can anyone explain the new guidelines the credit bureaus are using to tabulate credit scores?

September 9, 2009

No Wonder! asked: This weekend, as I was rushing out of the house, I caught a little bit of an interview with someone who was saying that the bureaus are changing the way they tabulate credit scores. I just googled it and I can’t find anything about it. DId anyone watch the entire interview? Can [...]

Read the full article →

← Previous Entries

Next Entries →