Damon asked:


Is there any real research connecting employee performance with credit scores? Please provide proof to support your argument.

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Shorty8708 asked:


My husband and I both have low credit scores 550-595 and student loan debt. I am graduating next year with my nursing degree which will significantly increase our income. We know the benefits of owning a home versus renting. We hope to buy a house within a year of me graduating. What do we do to prepare our credit and finances. I don’t want to have to wait 7 years for negative credit to come off our reports before buying a house.

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wendy asked:


Do mortgages and auto loans affect our credit scores the same way as credit card debts? I think they should have less negative impact since they are collateralized by the house or the car. If I’m right, that means if I get the same interest rate for an auto loan as for borrowing from a credit card when buying a car, I should go for an auto loan, right? Are there other things I should factor in to decide from which I borrow? Thank you for your help!

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babydoll asked:


I would like to see what my credit score is at but I don’t know what site is the best one for the price. Does anyone know where I can get my three scores for a good price?

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emilee asked:


How can I easilly order a credit report with all 3 credit scores from the 3 major credit companies?

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JuJu Bean asked:


I was just wondering how do credit scores work in association with credit cards and about how long would it take for a person to reach a good credit score rate ?

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justellemJimsaidhello asked:


I have about 5500-6000 dollars in debt to pay off and it is effecting my credit score BIG TIME!! I am planning a way to pay it off myself by the end of this year. How long will it be until my credit score improves? How high can it improve and will old credit history/scores show up on a report in say, February?
In addition, my car was repossessed in Nov. 2005. The rest of the lease payments were payed off. Can this be taken off of my credit?

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Eddie Cacciatore, Private Eye asked:


My credit scores are surprisingly (to me) pretty good. Are they based at all on so many other people’s scores going down?

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brian f asked:


If Trans Risk is a subsidary of Trans Union, why would I have a 100 point difference in credit scores between them? The Trans Risk is 100 points lower than the Trans Union.

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Dr. Ernest J Folk asked:


With the economy down and it impossible to get credit. Do you think it is a good idea to lower the credit standards so that it is easier to get credit. For example. Those that currently have high credit scores should be able to pay no interest on any loans. And those that have fair credit scores should enjoy the low interest rates of the people that had excellent credit. And for those that have poor credit, they should have decent rates, not sky high rates. In other words if they get rid of high interest on loans, do you think the economy will improve?

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